Choose a Positive Mindset
“Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God, and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus.” Philippians 4:6 NKJV
This is the most important action of all self-made millionaires. They know what they want and keep it in the forefront of the mind until they get it. They think more about their successes and blessings than their failures. This positive mindset creates more positive memories and mental projections pushing them into more helpful millionaire building activities. You are in complete control of your mind. You can think what you want to think. God gave us that ability. No one can control how you think,… unless you let them. As you see difficult situations as adventures to be conquered, you will produce conquering ideas. Philippians 4:8 directs us to enjoy good thoughts. Visualize high quality solutions to your many life problems and you will see them slowly manifest. As you practice seeing success and abundance it will reshape your relationship with money. According to Angela Ward, “A mindset of abundance and gratitude changed my attitude toward my finances. A positive mindset led to a better experience with my money because I was drawing on the positive feelings like optimism and gratitude instead of negative ones such as envy and fear.” Our money takes on the emotions that we carry at the time, whether it is positive or negative. Ken Honda, in his book, ”Happy Money: The Japanese Art of Making Peace with Your Money”, tells us to thank our money whenever we receive it or spend it. This helps take away your fear of money. Begin honoring your money as a commodity to respect and grow rather than just a means to obtain material possessions.
Adopt Minimalism as a Value
“Minimalism isn’t just about de-cluttering and organizing. It’s a lifestyle that favors creating simplicity over clutter, paying for experiences over material goods and choosing intentional living over distorted living.”
Minimalism is a lifestyle of order and simplicity. It involves decluttering, of course, but it also involves simplicity and intentional living without being distracted by the chaos and change going on around us. It involves focused living.
It eliminates the need to shop for things out of your emotions. Shopping is a way of masking your true feelings of anxiety, boredom, or insecurity. Minimalism will allow you to concentrate on only the essential things you need and eliminate the nonessential. This relates to relationships, possessions, daily behaviors, work requirements and other life activities. This means doing only the things that are essential to your Values or principles. One of them is to become a millionaire, of course.
“Simplicity involves unburdening your life, and living more lightly with fewer distractions that interfere with a high quality life, as defined uniquely by each individual.”
Linda Breen Pierce
Use Valuable Time Wisely
“If you’re going to hustle, you need to have time and energy to hustle. If there’s anything in this world worth spending money on, it’s your time.”
“Time is money”. Millionaires know this better than anybody. There is just so much time in the day and your major projects deserve as much of your time as you can give them. Dr. Billy Graham in an article entitled, “3 Ways to Use Time Wisely” reported that time has a moral significance and spiritual meaning. He says time is a trust, time is a test and time is an appointment.
Time is a trust because it is to be treasured and used to it’s maximum advantage. Time is a test, “..it becomes a crucial test, sifting us through and through, minute by minute.” Are you making the right choices? Time is also an appointment and an appointment with God and our earthly Purpose is paramount. Are you making time to be with Him and pursuing the Mission He gave you?
Keri Savoca shared an article, “How I Doubled My Income By Buying Back My Time”. She did several things that might be helpful to you. There were 9 things I will briefly describe:
- Got rid of her car..saved $600. a month..gained 7 hours a week
- Used Uber..cost $216 a month..gained 4.5 hours a week.
- Bought a robot Vacuum..cost $150..gained 1.75 hours a week.
- Hired a maid..cost $100 a month..gained 4 hours a week.
- Cancelled gym membership and bought treadmill, weights and resistance bands..saved $50 a month, cost $200..gained 5 hours a week.
- Bought a portable washing machine..cost $189..gained 2 hours a week.
- Had groceries delivered..cost $40 a month..gained 1.5 hours a week.
- She also: switched to an online pharmacy..gained 1 hour a month.
- Does same day pick up at Target..gained 2 hours a week.`
Savoca bought back over 100 hours a month and that’s over 4 extra days!
This is just a view of what the author did to gain time. Of course, yours will be different. The major point here is to analyze how you spend your time and eliminate anything you can that takes up your valuable time. Your major task is to work on becoming a millionaire for the Kingdom.
Invest in Real Estate
“Money has a magical way of growing astronomically in a relatively short amount of time when one is a long-term investor.”
Dr. Boyce Watkins
Investing in real estate is one of the key ways millionaires acquire residual income. That is, income that keeps building even if you are not working for it. Actually, an important habit of millionaires is to have multiple streams of income. Income coming from various sources, not just one project or business. One great source of residual income is real estate. Real estate investors make money through rental income, appreciation, and profits generated by business activities that depend on the property.
At this point, I want to introduce the concept of investing in real estate with a very small amount of money. Many of us don’t have established and profitable businesses yet, but we want to take millionaire actions now. Investing in REITs is a way to invest in real estate with as little as $100. Buying physical real estate is out of the question for many of us because of the cash required up front. So, what are REITs? They are Real Estate Investment Trusts. They allow you to begin investing in real estate even if you have only a few dollars to invest. REITs invest in a variety of real estate projects that most people would not have the money to invest in such as: large apartment complexes and office buildings. There are REITs for every type of property. REITs are like other stocks in some respects but the key difference and appeal is “REITs are required by law to pay 90% of their taxable income in the form of shareholder distributions each year.” Ben Le Fort. This makes REITs very attractive to investors. Although our goal is to focus on total return on investment not just dividends. See Ben Le Fort’s article and begin studying this wealth making tool for millionaires and act now! This article contains are a few things we can do now, so let’s go!
DPJ
Our Prayer
Father, place a deep conviction in us of our responsibility to become millionaires in Your Kingdom.
Give us a strong love of learning and an urgency to act on what we learn in pursuit of excellence for Your Kingdom.
We thank you Lord, and seal this prayer in the name of Jesus, our Redeemer.
Amen
See you at the top!
Additional Resources: “The Joseph of Arimathea Calling, Dr. Francis Myles
“20 Small Business Directives for Success: Do or Die” Doris Perdue Johnson
Website – Business Architecture for Kingdom Ambassadors
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